elegant* from deng (9apr22)

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+
+@article{en3,
+  title={{The Mechanism and Effectiveness of Credit Scoring of P2P Lending Platform: Evidence from Renrendai.com}},
+  author={Li, Qiang and Chen, Liwen and Zeng, Yong},
+  journal={China Finance Review International},
+  volume={8},
+  number={3},
+  pages={256--274},
+  year={2018},
+  publisher={Emerald Publishing Limited}
+}
+
+
+@article{en2,
+   author = {Carlstrom, Charles T and Fuerst, Timothy S},
+   title = {{Agency Costs, Net Worth, and Business Fluctuations: A Computable General Equilibrium Analysis}},
+   journal = {The American Economic Review},
+   pages = {893-910},
+   ISSN = {0002-8282},
+   year = {1997},
+   type = {Journal Article}
+}
+
+@article{en1,
+   author = {Quadrini, Vincenzo},
+   title = {{Financial Frictions in Macroeconomic Fluctuations}},
+   journal = {FRB Richmond Economic Quarterly},
+   volume = {97},
+   number = {3},
+   pages = {209-254},
+   year = {2011},
+   type = {Journal Article}
+}
+
+@article{cn1,
+   author = {方军雄},
+   key = {fang1 jun1 xiong2},
+   title = {{所有制、制度环境与信贷资金配置}},
+   journal = {经济研究},
+   number = {12},
+   pages = {82-92},
+   ISSN = {0577-9154},
+   year = {2007},
+   type = {Journal Article}
+}
+
+@article{cn2,
+   author = {刘凤良 and 章潇萌 and 于泽},
+   key = {liu2 feng4 liang2 zhang1 xiao1 meng2 yu2 ze2},
+   title = {{高投资、结构失衡与价格指数二元分化}},
+   journal = {金融研究},
+   number = {02},
+   pages = {54-69},
+   ISSN = {1002-7246},
+   year = {2017},
+   type = {Journal Article}
+}
+
+@article{cn3,
+   author = {吕捷 and 王高望},
+   key = {lv3 jie2 wang2 gao1 wang4},
+   title = {{CPI 与 PPI “背离”的结构性解释}},
+   journal = {经济研究},
+   volume = {50},
+   number = {04},
+   pages = {136-149},
+   ISSN = {0577-9154},
+   year = {2015},
+   type = {Journal Article}
+}
+